Mobile Bill Payment Platform for Funded Fintech Startup

The Problem

Following traction with their initial MVP in the marketplace, our client needed to be able to access expert development capability so they could build, extend and consolidate their product marketing.

The Project

Micro-Lending, Payments and Bill Payment platform built on mobile technology for emerging markets. The client app enables users to use their mobile phone to apply for small loans which may be used to purchase items or pay bills. The platform includes Machine Learning capabilities which are used for Fraud Detection, Automate Loan Decision making based on a range of data provided by the user from their mobile phone. Since it’s launch in Kenya in 2018 the platform has gained over 200,000 users and is experiencing month-on-month of over 10%. The product portfolio has been widened to include bill payments.

Service Offered

Our client engaged with Keeper at a very early stage in its evolution; Outside the founders, Keeper provided the first development capability under the close guidance of their CTO. Keeper provided a Python and Android development team which has built, deployed and extended the core products of the client. In addition to product engineering, Keeper has provided data science/machine learning capability for the development of business-critical algorithms for credit risk, loan-decisioning and fraud detection.

Tech Stack

Python, Kotlin, Android


Our client has been able to successfully capture their selected market niche through rapid product development whilst also reducing time to market to market. With a rapidly growing customer base, our client has needed to deliver a secure, scalable and stable product. On occasions Our client has experienced organised fraudulent activity amongst its user base which Keeper has been able to assist them in quickly adjusting the product to close off loopholes. Our client has found Keeper to be an ideal development partner which has provided structured management, high quality expertise and reasonable pricing.

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